Personal Pension Plan (PPP)
Build a secure financial future with a flexible and voluntary pension plan designed to help you
save consistently and enjoy financial security in retirement.
Why Choose Our Personal Pension Plan (PPP)?
Secure Your Future, On Your Terms The Personal Pension Plan (PPP) is a flexible and voluntary retirement savings scheme introduced by the National Pension Commission (PenCom) in line with Section 2(3) of the Pension Reform Act (PRA) 2014. It is specifically designed to expand pension coverage to self-employed individuals and employees of organizations with fewer than three staff, ensuring that more Nigerians especially within the informal sector can enjoy financial security in retirement.
Key Features
- Trusted pension expertise
- Strong compliance with regulatory standards
- Customer-focused service delivery
- Secure and seamless contribution channels
Who Can Participate?
The PPP is ideal for:
- Individuals seeking additional retirement savings
- Self-employed professionals and business owners
- Freelancers and artisans
How It Works
- Open a Retirement Savings Account (RSA)
- Make flexible, voluntary contributions at your convenience
- Contributions can be made through approved banking platforms and digital channels
Benefits You'll Enjoy
- Retirement Savings (for long-term security)
- Contingent Savings (accessible under specific guidelines)
- Funds are professionally managed and securely held under strict regulatory oversight
- Partial withdrawals may be allowed from the contingent portion, in line with PenCom guidelines
Security Guarantee
Your funds are protected by robust security measures and professional investment management. We're fully licensed by PenCom and follow strict regulatory guidelines.
How It Works
Getting started is simple and straightforward.